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Personal, local expertise to help make your home purchase or refinance process easy.
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Our wholly-owned subsidiary, Residential Mortgage, is a leader in Alaska’s mortgage origination industry, with offices in Anchorage, Eagle River, Fairbanks, Juneau, Kodiak, Soldotna, and the Mat-Su Valley.
Established in 1998, Residential Mortgage’s loan originators are experts in the Alaska market, have an in-depth knowledge of the industry, and are committed to helping you find the right mortgage loan for your needs.
When you work with Residential Mortgage, you can expect:
Just like there are many different types of homes, there are many different types of mortgage loans. Residential Mortgage offers a variety of options and will work with you to find the right one.
This AHFC loan offers reduced interest rates to eligible first-time homebuyers.
AHFC offers interest rate reductions when financing an energy-efficient home or making improvements to an existing home.
Consistent monthly payments and fixed interest rates for the life of your loan.
Available for properties that don’t meet conventional financing requirements.
Offers a “streamline refinance” of an existing FHA loan with minimal documentation requirements.
Lower down payments, interest rates and closing costs to members of Alaska Native and American Indian tribes.
Qualified veterans may obtain financing at lower rates with this AHFC loan.
This loan offers financing options for renovations in conjunction with a purchase or refinance through AHFC.
Adjustable Rate Mortgages (ARMs)
These loans typically feature lower introductory rates that adjust periodically throughout the life of the loan.
Loans for properties greater than $625,500.
VA loans have little or no down payment requirements, no monthly mortgage insurance, and provide up to 100% financing.
USDA Rural Development
Financing for those looking to purchase a home in specified areas of rural Alaska.
AHFC financing to purchase or renovate owner-occupied or rental housing in small communities.
Taxable or Non-Conforming
Don’t meet the requirements for other AHFC programs? Don’t give up – ask about this financing option.
These can offer the best of both worlds: lower interest rates and a fixed payment for a longer period of time.
Federal Housing Authority
FHA loans are designed for borrowers with a minimal down payment and lower credit scores.
This program also offers an interest rate reduction refinance of an existing VA loan with minimal documentation requirements.
Residential Mortgage’s operations, products and/or services do not originate from, and are not endorsed by the Veterans Administration (VA), U.S. Department of Agriculture (USDA), Department of Housing and Urban Development (HUD) or Federal Housing Authority (FHA).
Residential Mortgage, LLC
Member Mortgage Bankers Association of America
All loans are subject to credit approval
There are several ways to take the first step toward your new home.
Complete your mortgage loan application quickly, easily and securely online.
Your Northrim banker can also connect you with an experienced Residential Mortgage loan originator.
Stop by any of Residential Mortgage’s convenient branch locations.
Call (888) 357-2707 to schedule an appointment or ask questions.
We are here to help with your mortgage questions.
Our guide details escrow account changes and how they impact your mortgage payment.
Free counseling from the U.S. Department of Housing & Urban Development.
Speak with a Northrim Payment Specialist
Let’s work through a plan, together.
Northrim Bank NMLS #490464
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